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AMERICAN SENIOR NETWORK Providing Long Term Care for over 30 Years A A A A A A
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(800)657-4335 (605)338-8951
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Families and Individuals with Multiple Sclerosis Living with a health condition, such as Multiple Sclerosis, does not prevent you from protecting your life savings from the high cost of long-term care. Long Term care has become a MAJOR threat that can wipe out your entire life savings’Ķor even worse, leave you dependent upon family, friends or with no choice at all. Penn Treaty Network America Insurance Companysm offers long-term care insurance to individuals who have Multiple Sclerosis, and are completely capable of performing all of their activities of daily living independently such as Transferring, Toileting, Bathing, Dressing, Eating and Continence. Things to Consider: Each year you wait to purchase long-term care insurance not only increases the annual cost of protection, but is another year you are not protected. Each year you wait to purchase long-term care insurance, puts you at risk for not being medically able to qualify for coverage. Whatever your age, your premium for one year will always be less than the cost of a single year in a nursing home. Spousal discounts apply if your spouse is also approved for a long-term care insurance policy. In states that have passed Partnership Program legislation, assets protected by insurance offered by Penn Treaty Network Americasm for Multiple Sclerosis clients can be protected from Medicaid Spend Down to qualify for Title 19. This protection is also from your states Estate Recovery Process. You can still own the asset, yet protect it from loss due to the spend down process, and protect it for your estate. In Partnership Program states, spousal benefits are available for the family through long-term care insurance certified as a Partnership Program policy. When assets owned by a spouse are protected by their Partnership Policy available from Penn Treaty Network Americasm, they can be available for the other spouse that could not get an insurance policy for their care. ’Ä® NOW IS THE TIME TO PURCHASE LONG-TERM CARE INSURANCE! For more information call us at (800) 657-4335 or complete the online form by clicking the button below. Click here to get a quote now By requesting a quote, you may be contacted by an agent. M S
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